Is a Will Enough in California?

If you live in California, you may be surprised to learn that a will alone often isn't enough—especially if you own a home or other property. Without the right plan, your estate may go through probate, a costly and time-consuming court process.

The good news: with the right documents in place, you can protect your loved ones, avoid unnecessary expense, and create a lasting legacy.

Why a Will May Not Be Enough

A will is an important foundation, but in California, it does not keep your estate out of probate. Even modest property values can trigger the process, which may take months or years and significantly reduce what your loved ones receive.

That's why many Californians choose to create a revocable living trust, paired with a simple "pour-over will," to ensure their wishes are carried out smoothly.

Making the Right Plan for You - Especially in California

Not everyone needs a trust. If most of your assets are in bank accounts, investments, or retirement funds—and you've already named beneficiaries—then a will may be enough.

The important thing is to have a plan that fits your life and your goals—not to leave it to chance.

Key Documents to Help You Take Control

A complete estate plan includes:

• Last Will and Testament - Directs asset distribution and names guardians for minor children.
• Revocable Living Trust - (If needed) Helps avoid probate and ensures smooth transfer of property.
• Advance Health Care Directive - States your medical wishes and designates a health care proxy.
• Durable Power of Attorney for Finances - Authorizes someone you trust to manage finances if you are unable.

"Our estate plan reflects our desire to make the community a better place for children, seniors, and families." - Karen

Get Started with Our Free Workbook

You don't have to do this alone. United Way offers a free Estate Planning Workbook - a simple fill-in-the-blank guide to help you organize your information and clarify your wishes.

Inside you'll find:

• A checklist of what to gather
• Space to record key contacts and accounts
• Clear explanations of legacy gift options
• Ways to include causes you care about, like United Way

"As life circumstances change, it is important that our estate plans still provide a clear roadmap of how we wish our money to be spent after we are gone, including our support of the organizations that enhance the community." - Dennis

So—Is a Will Enough in California?

Sometimes. But often, especially if you own property, you'll need more to protect your family and your estate. And regardless of your assets, every adult should have an Advance Health Care Directive and a Durable Power of Attorney in place.

The best time to create or update your plan is today.

Request Free Estate Planning Workbook

We're here to support you every step of the way.